Abhi’s Newsletter Vol 7 : Pursuit of Motivation 🏋️‍♂️

healthy vs junk motivation

Pursuit of motivation 💫

What makes you buy a fancy car? Is it the car itself, or do you find the prospect of researching it and bringing it home more exciting? Think very carefully. Does your excitement stay the same when you are using the car? The answer is, probably not.

Now think about getting rid of excess body fat. What makes you do it? Easy! Who doesn’t want to do it? As soon as you start working on it though, your motivation begins to dwindle. That is an understatement. It sinks. At this point you may think, speak for yourself. However, all of us have that something we really want to do, but we procrastinate over it for years.

Junk Motivation vs. Healthy Motivation

This is because of different motivation curves. Pursuits of possessions, and other self-indulgent endeavours are easier than constructive pursuits. Once we understand this psychology, we can begin to grow.

A quote from me 🍄

“You are entitled to nothing in life. You need to earn your place in the world, and it takes hard work, sweat and tears. If anyone did it otherwise they are just fraudsters”

Nothing upsets me more, than to see people that have a strong sense of entitlement. It shows that they have not endured enough setbacks in life. Learn to spot these people and avoid them if possible. They will not appreciate any gifts they have, and will probably not be loyal or worthy of your friendship. Sometimes it can be ignorance or simply pride of coming from a certain background. If they mean much to you, do give them a reality check. You would do them a favour.

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Reading of the fortnight 📖

Fintech scales vertical SaaS 💡

Vertical Software as a Service companies (e.g. Shopify, Zoom, Dropbox, Notion) are transforming the world around us. Just think about the number of subscriptions we are paying vis-a-vis 10 years ago. 90% of Fortune Cloud 100 have subscription-based business models. Vertical SaaS companies address an industry vertical and do it very well. Take Shopify as an example. If a business wants go online, Shopify is by far the easiest way to do it. They offer shipping, analytics, e-commerce, marketing, and Payments. Many such vertical SaaS are embedding fintech into their platform. This can be Payments, banking, foreign exchange, bank accounts, compliance, benefits, and payroll. This enables them to 2x – 5x their revenue. It also unlocks new verticals for them. 

For native fintech integrating services to these Vertical SaaS, the opportunity pool is very large, according to a16z. My key takeaway was that this presents more opportunities to incumbents than I previously thought. It is not only about just selling products, or forming strategic alliances. It is also about being the AWS of fintech for vertical SaaS.

Read more, here.

Facebook will make it easier to read your subscriptions, or will it? 🕸

Facebook plans to link your subs to its platform thereby avoiding any shares to hit a paywall link. Makes sense with regards to customer experience. I sense a business model. A walled garden for people to subscribe, Facebook payments, and more powerful data proposition. Genius and scary. I wonder if Facebook will ever consider a “ring-fenced” network approach where it de-centralises its user graph and provides services in different dimensions including publishing, social, chat, etc.

Read more, here.

Thanks for reading. Do share if you find it insightful. Suggestions are welcome!

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Abhi Shah

I'd be excited to know what you think?